Water Damage

Claims

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Storm Damage Claims

How It Works

After a fire, smoke, soot, and hidden damage can be overwhelming. Our licensed public adjusters handle fire and smoke damage claims, document your losses, and fight to get you a fair insurance settlement. From smoke cleanup and soot removal to HVAC decontamination and structural repairs, we make the claims process smooth and stress-free. Here’s what to expect during your fire and smoke damage claim and how to secure a full settlement.

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Safety First

Ensure safety of yourself & property.

Ensure the safety of yourself and your property.

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Document the Damage

Take photos & videos.

Take photos and videos of all the affected areas. This will be helpful for your insurance claim.

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Contact Us

Call us or any other trusted Public Adjuster to get expert guidance from the getgo.

Call us or any other trusted Public Adjuster to get expert guidance from the getgo. A Public Adjuster advocates for policyholders in the event of an insurance claim. They work for you, not the insurance company. A Public Adjuster can help you settle you get the full settlement you are owed for a covered loss.

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Mitigate Damage

Make temporary repairs.

Make temporary repairs to prevent further damage. Keep receipts for materials and labor.

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Full-Scope Inspection and Damage Assessment

We begin with a comprehensive inspection of your property.

We begin with a comprehensive inspection of your property. Our licensed public adjusters identify not only water damaged areas but also:

  • Hidden moisture in walls and ceilings
  • Cause of origin and moisture mapping>
  • Contaminated building materials (floors, baseboards, walls)
  • Damaged insulation, wiring, drywall, and flooring
  • Hidden structural issues behind walls or under flooring

You receive a complete, photo-documented report ready for submission to your insurer.

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Insurer-Compliant Estimate

We create a detailed, insurer-compliant estimate covering demolition, drying, repairs, and (if covered) mold remediation.

We create a detailed, insurer-compliant estimate that includes:

  • Demolition and tear-out
  • Drying and dehumidification
  • Repairs to flooring, drywall, cabinetry, and baseboards
  • Mold remediation (if covered)
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Settlement

Receive payment and begin repairs.

Receive payment and begin repairs. Our experts negotiate directly with your insurer to secure a settlement that covers full restoration—not just patch jobs. We understand Florida insurance policies and how to fight for coverage on code upgrades, demolition, water damage cleanup, and more.

Client Testimonials

At  Property Owner Advocates Public Adjusters, we pride ourselves on providing unparalleled service to our clients in their time of need. Our team of experienced public adjusters works tirelessly to ensure that you receive the maximum compensation for your insurance claim. With a proven track record of success, our clients consistently rave about our attention to detail, communication, and dedication to their case. Read through our reviews to see why we are the trusted choice for those looking for a top-notch public adjusting firm.

Subscribe to our Newsletter and Get Your Free Insurance Claim Guide!

  Stay informed on the latest industry news and tips for navigating the insurance claim process. Our guide provides valuable information on how to work with a public adjuster and what to expect during the claim process. Simply fill out the form to subscribe and receive your free guide today.

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Subscribe to our Newsletter and Get Your Free Insurance Claim Guide!

  Stay informed on the latest industry news and tips for navigating the insurance claim process. Our guide provides valuable information on how to work with a public adjuster and what to expect during the claim process. Simply fill out the form to subscribe and receive your free guide today.

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