Dealing with major damage or loss is tough. Filing an insurance claim can make it even harder. A public adjuster can ease the process and ensure fairness. But picking the right one matters. Here, we’ll share tips for choosing your adjuster.
Check Credentials and Licensing
When selecting a public adjuster, ensure they’re licensed. Recent Florida law requires public adjusters to readily present their license. Licensing requirements vary by state. Verify their license status with your state’s insurance department.
Look for Experience and Expertise
When choosing a public adjuster, check their license. Florida law now mandates adjusters to show it quickly. Licensing rules differ by state. Confirm their license status with your state’s insurance department.
Consider Reputation and Reviews
Before hiring a public adjuster, check their reputation and reviews. Look for feedback on platforms like the Better Business Bureau. A highly-rated adjuster is more likely to provide excellent service.
Understand the Fee Structure
Before hiring a public adjuster, know their fees. They usually charge a percentage of the claim, between 5% to 20%. Understand how they calculate fees and what services are covered.
Ask About Communication and Availability
When choosing a public adjuster, ask about their communication and availability. Most people will want someone who will be responsive to their questions and concerns throughout the claims process.
Trust Your Instincts
Most importantly, trust your instincts when choosing a public adjuster. You should feel comfortable with them and believe they’ll represent your interests. If something feels off, keep looking until you find someone you’re confident in. Don’t feel pressured to sign anything; many adjusters are available to assist you.
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